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Rent vs Buy: Which Makes You Richer After 20 Years? | The Math Behind Buying vs Renting Should you buy a house or keep renting and invest the difference? Ryan and Steve are both 32, earn the same salary, live in the same city, and have $80,000 saved. Ryan uses his savings to buy a $350,000 home. Steve keeps renting and invests his money instead. Twenty years later, who has more wealth? Renting vs buying a Home - the real Math In this video, we break down the rent vs buy decision using real numbe